Having recently returned from three and bit weeks on a family holiday in Thailand, I strongly recommend taking out travel insurance.
I know what you are thinking. What on earth must have happened???
Well nothing actually, but we were on many occassions within inches/minutes or any other applicible measurement for needing it, that it wasn’t funny.
Thailand was or even is a majestic country, from the crazy busy Bangkok to the wonderful Koh Lipe and everything in between. But we needed our insurance and we felt better for having it. That is not a sales pitch it is the truth.
Whether it was riding on the insanely unstable tuk tuk’s in Sukothai or eating the food on the third class cariage out of Bangkok, we knew if things went truly wrong we were covered.
Peace of mind is a wonderful thing on a holiday, you should give it a go… it is worth it.