Oct 28, 2014

How to avoid the travel insurance ouch

Ouch-Travel Insurance does not need to be expensive and most Australain’s are paying too much for quality travel insurance. Travel Insurance Plus is committed to low prices. They don’t have to pay agent or airline commissions and with most of their business web based, they can keep their prices low and quality high.

Overseas Travel – Avoid Ouch Travel

Australian’s Travel overseas to discover new and exciting places. We don’t tend to consider the significant costs of uninsured medical emergency care or other ouch incidents like travel delays, and lost or damaged luggage. Surprisingly, many Australian’s fail or forget to purchase travel insurance before departing our shores, which makes them vulnerable to the unexpected.

The Australian Government’s travel and consular assistance service, Smartraveller.gov.au, advises hospitalisation in Southeast Asia regularly exceeds $800 per day. Medical evacuations from the United States often range between $75,000 and $95,000 (and in rare cases, upwards to $300,000). Medical evacuations from Bali have exceeded $60,000.

While you can’t predict when the ‘ouch’ moment will occur, online travel insurance is affordable and will leave you prepared – just in case…

Travel Insurance Plus – No ‘ouch travel insurance’ moments here

Travel Insurance Plus offers a range of covers for overseas travel; They have insurance packages for singles and families, for one-off trips and frequent travellers. Travel Insurance Plus provides quality cover at a low price. Underwritten by Allianz Australia Insurance Limited, you can travel with confidence, knowing that if something does go wrong, you have quality cover.

Travel Insurance Plus:

• Provides quality cover at great prices

• Are 100% Australian owned

• have an Australian based service and claims centre

• Offer 24/7 emergency assistance provided by Allianz Global Assistance

• Products backed by a global insurance company – Underwritten by Allianz Australia Insurance Limited

Some tips on how to avoid unexpected ouch travel insurance moments:

Like all insurance policies, cover is there for the genuine mishap. In order to keep policies affordable and fair, there are some things travel insurers may not be able to cover:

Alcohol? Common sense still applies to overseas claims. If alcohol is a factor, you may compromise you cover and your claim may be declined. Drink driving and riding still applies when you are on a holiday.

Pregnant? Congratulations!—and we wish you all the best—however, we don’t cover you for giving birth overseas or travelling past 24 weeks of pregnancy. It would be wise to chat with your doctor before travelling to check that this is unlikely.

Daredevil? There is a difference between doing something that unfortunately ends in an accident, and doing something that will likely end in an accident – like jumping off a hotel roof into the pool. Reckless behaviour and obvious physical risks are not covered.

Illegal Acts? We don’t cover any claim that comes from an illegal or reckless act.

 Trustworthy? Leaving your possessions in public areas, or your phone on tabletops or counters, lending your jewels to your new best friend, are the types of trusting activities that you may not be covered for.

Travel advice? If the government issues a travel warning declaring a destination unsafe and to avoid travel to that region – If you choose to go, despite the warning, you do so at your own risk, and you will not be covered.

Mopeds & motorbikes? If you haven’t got a licence, you haven’t got cover. And if you do have a licence you need a helmet! If you don’t ride in Australia where you are familiar with the road rules, then you should not ride, without a licence, in unfamiliar conditions.

Stay Safe!

Please be safe, so when packing for your trip, please make sure you pack travel insurance and a little discretion to help you avoid the travel insurance ouch!

If you’d like to learn more about how you can protect yourself when on holiday, explore a range of travel insurance policies here.

Get A Travel Insurance Quote Here – it is will only take seconds

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